Our team

	Graham Ponting Graham Ponting is the managing partner of Clearwater Wealth Management LLP

	Roger Moore Roger is the Administration Manager at Clearwater and is involved in all aspects of client care. He has worked with Graham for over 10 years and is committed to providing a professional and personalised service to all our clients.

	Denise Reading Denise is Graham's PA, a role she has filled for the past 12 years. It is Denise's voice that you will usually hear when telephoning the Practice.

Graham's qualifications place him amongst the top 1% of financial advisers in the UK

Graham Ponting has over 25 years experience in financial services, having worked for two major specialist life offices; been life and pensions manager for a prestigious firm of chartered accountants; and a director of a London firm of financial advisers. Graham has run his own successful practice since October 1991.

The underlying theme to Graham's approach to wealth management is to help clients decide how they want to spend the rest of their lives, to agree planning assumptions related to the likely cost of that lifestyle and then help them prepare a plan, which when implemented, will make the best use of their resources towards the achievement of their objective. Typically this involves helping them with investment planning, tax minimisation and risk management.

Graham also:

Is one of a very few Chartered Financial Planners in the UK
Has achieved Certified Financial Planner (CFP) status, as accredited by the Institute of Financial Planning (IFP)
Is an assessor for the above internationally recognised licence standard for the IFP
Is an Associate of the Personal Finance Society (PFS)
Holds the Financial Planning Certificate and Advanced Financial Planning Certificate of the Chartered Insurance Institute
Holds the specialist pensions qualifications G60, K10, K20, CF9, investment qualifications G20, SV1, taxation and trusts qualification G10 and also Holistic Financial Planning H25

Click here to read our Testimonials.

Graham is happily married to Vikki and they have two children, Ellen and Charlotte.

Outside of financial planning, Graham's interests include rugby, cricket, skiing and scuba diving. Graham is an LEA governor at his daughter's school. He also enjoys classical and rock music, a good read and spending time with his family.